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Netspend Debit Account

Take your money further.

No credit check1, no activation fee2, and no minimum balance required.

Already have a card?

Banking services provided by Pathward®, N.A., Member FDIC. Deposit Account opening is subject to registration and ID verification.1

Tapping to pay with the Netspend digital wallet
Tapping to pay with the Netspend digital wallet

Easy to get. Even easier to use.

No credit check1

No minimum balance

No activation fee2

Direct Deposit

Get paid early

When you Direct Deposit to your Netspend Card, you can get your paycheck up to 2 days faster.3

Payback RewardsSM

Earn when you spend.

Netspend Payback RewardsSM helps you earn cash back by giving you rewards for some of your everyday purchases.4

Example of cash back offers in the Netspend app
Example of cash back offers in the Netspend app

We’ve got you covered with overdraft protection.5

Woman holding a Netspend card in front of a computer
Woman holding a Netspend card in front of a computer

Choose the right product for you.

The Netspend® Prepaid CardBetter Prepaid

Do more with your money today:

  1. Available today at a retailer near you

  2. Cash Reloads at reload locations6

  3. Payback RewardsSM4

Pay as you go

The Netspend® Debit AccountBetter Debit

Even more benefits than the Netspend Debit Card:

  1. Get paid up to 2 days faster3

  2. Up to 6.00% APY Savings7

  3. Overdraft protection5

  4. Payback RewardsSM4

$5.00 Per month

25YEARS Serving customers

200M+registered accounts

130K+Distribution LOCATIONS

1T+funds processed

Get in the game with the Official Prepaid Debit Card of the Austin FC

Subject to card activation and ID verification.1

Austin FC debit Mastercard
Austin FC players huddled on the field

Download the Netspend® Wallet App today.

Manage your money on the go.

Your questions, answered.